Specialty reinsurance, deliberately scoped

Guarant writes treaty and facultative reinsurance in ten specialty lines. The Company's strategy is deliberately scoped: it does not seek to write every available class in every available market. Instead, Guarant concentrates on lines where its underwriters have direct experience and where the cedant relationship supports transparent data exchange and disciplined risk selection.

Each placement is underwritten against a written risk appetite. Cedant financial strength, claims experience, exposure data, geography, peril aggregation and policy wording are reviewed for every submission.

The Company holds USD 250 million in paid-up capital with no third-party debt. Total equity at year-end 2025 was USD 277.1 million. The Company's solvency position is assessed against the AOFA requirements and monitored by the Board through the Risk Committee.

Capacity figures are indicative and are subject to underwriting review, applicable regulatory authorisations and contractual terms. Specific limits are confirmed in writing for each placement.

Guarant is active in the Middle East, Asia and Africa. The Company's Board-approved strategic plan contemplates extension into Latin America and Europe; that extension is subject to AOFA approvals, market conditions and counterparty acceptance.