Claims philosophy

Claims service is the most direct evidence of a reinsurer's discipline. Guarant treats every notification as a commitment to perform and is measured by cedants on speed and fairness. The Company operates a documented process so that cedants know what to expect at each stage and can plan their own reserving and communication accordingly.

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Service commitments

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Five-step claims process

1

Notification

Receipt of cedant notification and supporting documentation. Claims should be sent to claims@guarantre.com with subject line: CLAIM NOTIFICATION — [cedant name] — [policy/treaty reference].

2

Acknowledgement

Confirmation of receipt and identification of named handler. The cedant receives written acknowledgement within 24 hours of notification, including the handler's name and direct contact details.

3

Investigation

Review of file, engagement of loss adjusters or experts where appropriate. The named handler coordinates all third-party activity and keeps the cedant informed of progress.

4

Assessment

Quantification of loss, application of policy and treaty terms, and reserving. The assessment is documented and communicated to the cedant with supporting rationale.

5

Settlement

Payment or formal communication of decision, with documented audit trail. All settlements are made in accordance with contract terms and the underlying placement.

How to notify a claim

Send all claim notifications to claims@guarantre.com using the subject line format:

CLAIM NOTIFICATION — [cedant name] — [policy/treaty reference]

Include all available supporting documentation with the initial notification to enable prompt acknowledgement and handler assignment.

Notify a claim

Send your notification to the claims team and receive acknowledgement within 24 hours.

Notify a claim