Overview
Property is one of Guarant's anchor lines. The Company writes treaty and facultative property reinsurance for industrial, commercial and infrastructure risks across the territories in which it is active.
Coverage
- Multi-peril property — fire, allied perils and consequential loss.
- Natural catastrophe — earthquake, windstorm, flood and other defined perils.
- Special risks — high-value single locations, complex multi-location schedules and risks with significant business-interruption components.
Capacity
Indicative line size up to USD 10 million per risk on a facultative basis, subject to underwriting review and the relevant treaty structure. Catastrophe aggregates managed against the Company's exposure framework.
Capacity figures are indicative and are subject to underwriting review, applicable regulatory authorisations and contractual terms. Specific limits are confirmed in writing for each placement.
Target markets
Cedants in the Middle East, Asia and Africa. Extension into selected Latin American and European markets is contemplated subject to AOFA approvals.
Risk considerations
Assessed against catastrophe modelling output, loss history, occupancy and protections, valuation methodology and policy wording. Wide-area natural-catastrophe exposures subject to event-limit and zonal-aggregate controls.